If you had to go back in time and you had a choice? And no fair saying all of them because they helped make me the person who I am today!

For us .... I would buy our Subaru again. Even though we were COMPLETELY taken advantage of by the autodealer and he put us in a horrible loan. It was our stupidity that really did it and we learned a lot.

What did we learn?

1. Don't pull into a car dealership and test drive a car when you notice your current car is leak oil all over. Kind of puts you in panic mode.

2. Know your credit score going in and don't assume that it is always bad.

3. Be prepared to walk away.

4. Don't do an auto loan!

But we learned. At least I think we did!

The debt situation we're currently in. We did it for DD and now she is adopted. We did this with our eyes open and I wouldn't change a thing.

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"I've been rich and I've been poor but independently wealthy is where it is at."

My blogs:
Oh!: http://oh-cookie.blogspot.com/
The Foundation Club: http://thefoundationclub.blogspot.com/
12 Months to a Homemade Christmas: http://12monthstoahomemadechristmas.blogspot.com/
Experiences, Not Things: http://experiencesnotthings.blogspot.com/

If you'd like to be friends on Facebook, PM me.

Having three kids in four years. It was a lot of work but it brings me such joy to see them play together. Right now the three of them are running around the backyard, giggling their heads off. They truly and completely adore each other. I may take back this answer when I have three in college!

I thought of another one- dating losers. It makes me appreciate my husband so much more and really, I had some interesting experiences!

Our little "oops" baby. I got pregnant when I was 42. He's about to turn 7 years old, and he's such a joy!

I have been thinking and thinking about this. I know you said not to say everything, but I can't think of anythng else!!! I just really do not believe in regrets. I believe that everything happens for a reason and everything contributes to the person you are.

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~Happiness is a large family~

Everyone must be quick to hear, slow to speak and slow to anger. James 1:19

Do you not know that in a race all the runners run, but only one gets the prize? Run in such a way as to get the prize. 1 Corinthians 9:24

My mistake was not go to college, but if I had, I would not be married to my wonderful hubby today. We would have gone diffenent directions. And let me tell you, I had put the down payment on my housing, had a roommate, a job and I chicken out at the last minute and decided not to leave home...

I agree with dating a loser, makes me love and adored my hubby so much more

moving around so much, as it makes me appreciate my home life

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married 8 years to a crazy Brit, mommy to a banana, she is 5 and a pineapple who is just about 2 , mommy to 4 ~angel~ babies