Funds available in my checking account, paid with debit card run as credit. That way I get credit card points for using my debit card, which I can redeem for cash back.

__________________
When life hands you lemons, ask for tequila and salt and call me over!
Any time God closes one door, She always opens another, even though sometimes it's Hell in the hallway.
Handle every stressful situation like a dog. If you can't eat it or play with it, pee on it and walk away.
Fool me once, shame on you. Fool me twice, prepare to die. (Klingon proverb)
Don't point. You'll poke holes in the air and all the faeries will escape.

cash.

cash, debit, and some gift cards.

We will be using cash.

__________________

I know myself too well to use a credit card - cash it is!!

cash and debit - no moola? no presents

__________________

We only use cash. The first of the year for dh slows down a lot for work so I dont want/need a cc maxed out on gifts just in case we need it for something else.
I have done quite a bit of online shopping but I have used my debit card for those so it is paid for right away.

__________________

Our Christmas spending this year has been credit, cash and trades.

I'm thankfully a sewing mama and am able to find other WAHM to trade my services and products for theirs!

The only thing I've had to charge this year was my hefty bill for felt to make the kids some big card table playhouses and to pay for a Wii & Wii Fit that a friend of mine was selling used at an amazing deal.

Now thankfully I have already earned ALL that money back and have dumped the money onto the card as a payment for what I charged

Otherwise most of our Christmas spending is CASH/Paypal or Trading!

OH and this year I'm not 100% handmade as I've been the past 3 years. I'm actually doing handmade and used!

__________________
Happily married to my geek
Proud homeschooling, cloth diaperin, attached parenting, slinging, simplier, breastfeedin, sewing mama mades, christian and funky mama to my precious daughters and a little BOY

Not sure where it's coming from yet but it's cash for me.

Mostly with prayer!!

We will use cash though where the cash is coming from is still in question!

__________________
~Happiness is a large family~

Everyone must be quick to hear, slow to speak and slow to anger. James 1:19

Do you not know that in a race all the runners run, but only one gets the prize? Run in such a way as to get the prize. 1 Corinthians 9:24