I was surfing the internet today and ran across a program called "Debt Into Wealth" by Greg Moore. I think there is a similar or possibly the same program by John Cummuta also. Has anyone ever used these programs or know of someone who has? They claim to allow you to pay off ALL your debt in 5-7 years with money that you already have. There are lots of testimonials on the website, but I don't always believe those. I was just curious if anyone knew the "secret" or if it actually worked.