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Old 04-09-2008, 10:28 PM   #231
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daycaremom
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Originally Posted by Sonicblue03 View Post
It sounds a little silly but I am one of those people who are afraid something might be worth more one day. Whenever I go to the bank I ask the teller If I can have $5 in older dollar or half dollar coins. My experience from working at the bank is at least all if not a few of the tellers will have dollar coins and half dollar coins stocked. It feels almost like a treasure to me. I go home and place the coins in my safe and watch them build. Another version I use to do but have not done as often is ask the teller if they have any $2 bills and get $10 worth every month. Kids think that the $2 bills and the larger dollar coins are truly treasure that most want to build their own treasure as well. So not only can you save for yourself you can really get your children excited as well!!

~Rachel
I always put them away when I happen to get them too. I love them! I just started giving them in birthday cards as gifts for kids. I have some kids that have left my daycare, but I am still close too. I can't afford to buy everyone birthday presents all the time, so I get a cute card, one sheet of stickers, and either a $2 bill or a gold dollar coin. I mail that to them and they love it all. I don't feel guilty for not getting them something and save money for not having to buy something big.
I remember getting them from grandparents and great aunts in the mail all the time as a kid and I absolutely loved them!
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Old 04-25-2008, 08:04 AM   #232
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After researching how to launder my cloth diapers, I found out that a large load of laundry really only needs about 2 tablespoons of detergent! The recommended amount does not completely rinse out of clothes and can last for the life of the clothing. So, to save on detergent, I use about 2 tablespoons to 1/4 a cup depending on how dirty the clothes are. It makes the detergent last alot longer
I found out that you really only need about 2 tbsp of dishwasher soap too!! I mix powdered dishwasher soap with baking soda (half and half) and only use 2 tbsp per load. I have clean dishes and no residue and the soap lasts forever!!
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Old 04-29-2008, 09:18 PM   #233
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search for the coupons & price drop product online. You could found too many discount products and saving more money.
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Old 05-01-2008, 06:34 PM   #234
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Originally Posted by anniebananie View Post
Let's all put our top ideas for saving money on a daily basis here. I'll start:

This is actually a tip I got from Neal Boortz. When you break a $5, $10, $20, or whatever and you get $1s back in change, don't spend them. Put them in a shoe box or jar or something and save all of your $1s. Use them for a vacation, for yard sales, whatever you want. You would be amazed at how fast it adds up!
Thats a great idea or at least the loose change,we all end up with in the bottom of your purse!!!!!!!!
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Old 05-03-2008, 12:47 AM   #235
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Kids always want the toys and books they don't have, so arrange a swap with families from school. My students love Fridays because they each bring a favorite toy to share (labeled appropriately) and they get a new one each week to play with. Books, CD's and movies work the same way.

For fun craft projects try ENCHANTED LEARNING HOME PAGE, they have free activities and coloring pages on just about everything. Really good for rainy days and most of the materials are around the house items.

For school lunches try to purchase bulk family size chips or cookies and wrap in foil or reused bags (instead of individually packaged items) Buy a cheap one time plastic drink bottle to send with water or milk each day for a drink. (works for moms too!)

On car trips, pack a lunch and stop at a rest stop, not fast food joints. You avoid the temptation of eating out expensive and the kids can run around.

Check at a local butcher for extra paper and let the kids color it for you to use as wrapping paper. For kids gifts, just write the card information right on the package with a marker. Save $ on a card since most kids probably don't care anyway.

Deliberately make large portions of meals and freeze extras. Food is cheaper bought in bulk and when you pull them out of the freezer it is almost like eating out since you don't have to cook!
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Old 05-05-2008, 02:24 PM   #236
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I save money by eating a meal at home before I go out and only spending $3-4 on coffee. I only eat out when it's a real occasion.
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Old 05-13-2008, 01:12 PM   #237
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brenda h
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I coupon and belong to a coupon train that way I get more coupons for what I need and then trade off the coupons I dont. It is great. I save a ton of money with coupons. My local Lowes foods doubles up to a dollar and then if I can get to Kroger they also double and have great dollar sales. I also buy my meat in the clearance bin. I get good meat and cuts I couldnt afford to buy other wise. they even have lunch meat in there and everything even coleslaw. I also use the library alot and go to the thrift stores for my books as I am an avid reader. My husband works nights at a golf course so we get movies alot for him at the library. It is just getting harder and harder to stretch the dollar. I even make my own hummingbird food. I love to feed the birds but it is expensive.
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Old 06-08-2008, 03:39 PM   #238
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My kids still talk about the fact that when we would go out we would not order soda. I used to tell them that we could eat out more if we skipped the soda. It would save about $5 or more everytime we ate out. I just told them they could have soda when we got home.
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Old 06-12-2008, 07:35 PM   #239
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lkine
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Set savings goals. For short-term goals, this is easy. If you want to buy a video game, find out how much it costs; if you want to buy a house, determine how much of a down payment you’ll need. For long-term goals, such as retirement, you’ll need to do a lot more planning (figuring out how much money you’ll need to live comfortably for 20 or 30 years after you stop working), and you’ll also need to figure out how investments will help you achieve your goals.
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Old 06-17-2008, 04:05 PM   #240
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I am using powdered milk more and more. I will make up a quart of it on Monday and use it thru out the week. Here is what I use it in and no one knows

Any boxed mixes that call for milk-mac and cheese
instant oatmeal
pancake mixes
mashed potatoes
coffee along with my homemade powdered coffee creamers

Since I can usually get whole milk for the same price as 2% I will get that and than when the milk gallon is half gone, I will mix up 2 quarts of powdered milk and add it to the whole. Makes our milk stretch a lot further and no one can tell. Even dh doesnt know I am doing it.
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