Add this to my list as well.

You never know what is going to go wrong in a 59 year old house. I stay home as well and I feel that stretching our dollars and saving the rest is part of my job description.

Like everyone else I have goals.
Debt pay off, being able to afford more kids, eventually have nicer things and the all important money for emergency's

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Kimberly Proud Mommy to Bethany Rose April 2006

Right now we want to spend less so I can stay home with the kids and we can start paying our debt.

When that is done it will be to save for retirement, make some house improvements & if we are lucky, do a little bit of travelling.

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MARIE --- MOTHER OF TWO ANGELS (MOST OF THE TIME )

Why do I spend less to save more? It costs so much just for the basic necessities - and in Canada there are taxes on taxes. 45% of our income is taxed away at source - then there is the nationwide 7% Goods & Services tax (you even have to pay this tax if you buy a new car or house, you do the numbers!) and various rates of provincial taxes paid on anything you buy(7% in Ontario - 14% total). The less you spend/consume, the less retail tax you pay. This includes utilities, gas, food, personal hygeine items, etc. It's crazy. So it really makes sense to spend less. I like to save money in order to do the things my family loves to do: travel. My family learns so much by travelling, experiencing other cultures and meeting other people - they will learn more this way than through the public school system.....

Right now, we're working on paying off credit card debt, medical bills and rebuilding our emergency fund. Eventually, we do want to move to a larger house.

Yeah.. both of those.. =)

This was my Thought as Well!!


I do Agree with spoodler too that there are people who just don't care. I Will Never ever fathom that one
I can Spend Money with the Best of them.
I am a Spender NOT a Saver

Still Why would I want to spend 20 Bucks on 1 Full Price item instead of spending that 20 bucks and stretching it to be able to get 3 items?

I am trying to convince dh that we truly can afford 'just one more' kiddo. So far, he is less than convinced.

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Lisa~mom to 6

I want to finally be able to know that I am keeping my bills paid and getting behind. I would also like to put some savings into a nest egg for whatever emergencies that come up. Plus, I would actually like to be able to ENJOY some of that green stuff!

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Security is one of my biggest motivators. I like not having to ask for anyone's help. We are not too much in debt....most of ours is composed of student loans. I will be so happy when the day comes in which we will be able to save all the money we are currently using for debt repayment. I stay home as well and also see stretching our buck as part of my job description. Seeing my hubby happy because his hard work is getiing the bills paid and some is left for the rainy day makes it all that much more worth it.