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Old 11-15-2007, 06:22 AM   #1
Default Are you disciplined?
Doozer
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When you set up a budget and have a set amount you want to save for and decided to put XX number of dollars away each month to do so....are you disciplined enough to stick to the program?
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Old 11-15-2007, 06:40 AM   #2
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I'm disciplined enough to add to the savings what we've budgeted to go into it. However, it's the other categories, such as food/grocery, personal (clothing, HBA, etc), and gifts, that I tend to spend more than I've allotted. Once the money goes into our savings, it stays there until we have an emergency or we have to pay our property taxes!! lol
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Old 11-15-2007, 06:48 AM   #3
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Staying on the grocery budget is hard for me too. (even on a full tummy)
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Old 11-15-2007, 10:04 AM   #4
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ember15
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I am good at sticking to my grocery budget, bad with the dining out and good with putting xx amount toward my debt. We pay our selves first when it comes to long term savings. We need more short term savings but I am keeping that at a min while we pay off debt
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Old 11-15-2007, 10:13 AM   #5
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Like Kimberly above, I'm bad with eating out and need to start setting aside a certain $ amount for savings. DH has had some medical issues recently, and that's thrown everything off.
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Old 11-15-2007, 10:13 AM   #6
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Me disciplined?
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