will be to keep a spending diary. Keep all your receipts and write down daily how much is spent on what. This way you can see how the incidentals that we buy (coffee, bottled water, eating out, etc) add up. This will also help you make up a more realistic budget for you and your family.
I also break down groceries into junk food and needed items. That way I can track how much the snack-type items add to my expenditures.

This is a nice habit to get into so you can track spending. That's one of the first steps to keeping on a budget, and then you can work towards paying down debt.

Good challenge - I've been doing this for the past year (some months better than others) but I haven't broken down the groceries - I will definitely start doing that!

very good idea! Definately in for this challenge!

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Sam
Mom to Devin and Jordyn Anne
Loving Wife to Dave

I am IN!!!!

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I'm totally in!

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Carrie
SAHM Momma to 2 sweet boys and a baby princess

Yippee!! I've been planning on doing this anyway - even tried talking dh into it last night!!! GREAT CHALLENGE!!!

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Stay at home mom to my 3 boys... ages 5, 3 & 1!

I can do all things through CHRIST who strengthens me. Philippians 4:13

I have been thinking about doing this but never seem to get to it...beginning of a new year sounds like a brillant time to get on track!

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i will be trying that. It would be nce to see where my money is getting ate up @

I AM SO IN!!! I will also be using all that's in my pantry/freezer etc before shopping for more groceries.
i need to save, save, save

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Bestmommysaver!