YES!! I am a firm believer in Dave, with his ideas, and tools, my hubby and I were actually able to get out of debt! Now, you will have to 'train' yourself to continue and follow through, and it does require serious tightening of the belt, but if you commit, and are serious...it works!! Trust me! Been there, done it, have 0 debt now!!!

Take the class. It's worth the $94. I took the class last Jan and paid off all by debt except for the house and had $1000 in an emergency fund. It works, if you stay with the program. Good Luck!!!!!

I have been wanting to try this. I have heard so many good things about it!