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09-22-2006, 09:42 PM
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#8
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Mommysavers Goddess
Last Online: 04-08-2009 02:53 PM
Join Date: Sep 2006
Location: South Florida
Posts: 1,191
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Good for you!
I am planning to go to envelopes on my October 6 payday. Frankly I am tired and embarrassed of all of the overdraft fees I have at the bank and it makes me sick to think of how I could have used that money for anything else! I think going cash only is my only hope. I wrote out the categories i will need and was thinking I could keep it in one of those coupon organizers thingies. I'm afraid that using actually paper envelopes, I will accidentally misplace one or more of them. I am not super organized in that respect (or in any respect  ).
Also, I like to pay gas with my debit card, so that I don't have to lug my kids in and out of the car with me. I don't feel comfortable leaving them in the car, but my 4 year old is wild and my 8 year old has cerebral palsy, so between the two of them I like to keep outings as simple as possible. So for gas I was thinking 1x a month I could maybe buy gas gift cards for myself for what use in a month, so then I could still pay at the pump. Does that make sense?
I have a feeling I will be making a lot of adjustments too, but I can't wait until the 6th to begin!:D
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