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02-16-2008, 10:09 PM
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#27
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Newbie
Last Online: 12-03-2008 01:11 PM
Join Date: Jan 2008
Location: Western MA
Real Name: Debbi
Posts: 37
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We put our change into various jars. One that the kids decorated is for their "Vacation Fund" and that gets counted and divided a week before our annual vacation. This way we don't have to budget their spending money, and they tend to be more cautious with spending it because it is "theirs" not ours. The second one is our "would like to have..., but don't want to take it from the monthly expenses" jar. The rule is, you have to go home, roll it/ cash it in at the bank, then go buy whatever the item is. Truth be told, after all that, you really didn't want the item, and it was an impulse purchase that you can live without! After a few months, that money gets put into our savings account. At the end of the year its about $200.00. Change adds up quickly, so it doesn't take long to see results. 
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