Welcome to Mommysavers Forums.
Go Back  

Spending Less and Saving More Support for those spending less and trying to save more

Register FAQ Members List Calendar Search Today's Posts Mark Forums Read Gallery iTrader

Reply
 
Thread Tools Display Modes

Old 10-12-2006, 09:05 AM   #1
Default does anyone else's dh overspend?
hschmid
Mommysavers Diva
 
hschmid's Avatar
 
Last Online: 07-03-2008 02:55 PM
Join Date: Jul 2006
Location: Iowa
Real Name: Holly
Posts: 747
iTrader: (0)
Ok, so my husband doesn't run up credit cards or anything, but we're a single income family and it seems like he nickels and dimes us broke every week. I told him I would do the bills and the financial end of things. So I gave him $60 a wk. for gas and the paper and breakfast if he doesn't have time to make something. The problem is when he runs out, he takes the checkbook! Since I'm not working, I feel like I can't say anything about how much he spends and he feels the same way. If the argument arises then it boils down to him saying "you need a job". Well , I did have a full time job before and the scenario was the same. You spend more when you make more. He's always stopping at McDonald's or somewhere for something to eat before or after class (he's also a full time student which adds to the guilt). I don't spend any money on myself or buy a lot for our 2 kids. How do I get him to just be happy w/ the income we have. My kids and I have no problem sacrificing wants so I can stay home w/ them, why does he?
Help
hschmid is offline   Reply With Quote
Old 10-12-2006, 09:12 AM   #2
Default
2littleladies
Mommysavers Goddess
 
2littleladies's Avatar
 
Last Online: 06-26-2008 11:36 AM
Join Date: Sep 2006
Location: Cocoa, Florida
Posts: 2,282
iTrader: (0)
Wish I had an answer but I have to say that my dh is pretty good about sticking to his budget. In fact if I tell him its tight he will say thats" ok I dont need any money this week". Sometimes I'll give him ten or twenty anyway and he will still have it in his wallet at the end of the week. Try increasing his budget to 80 and explain that he just simply cant have anymore than that.

UNfortunatly you cant teach him to be happy with what he has, he has to learn that all on his own.
2littleladies is offline   Reply With Quote
Old 10-12-2006, 09:21 AM   #3
Default
mommy&wifeisme
Mommysavers Goddess
 
mommy&wifeisme's Avatar
 
Last Online: Yesterday 03:47 PM
Join Date: Jul 2006
Location: Maryland
Posts: 2,640
iTrader: (0)
My dh is not a big spender, I pack him his lunch and he doesn't mind. He doesn't go out. But when he does have to shop for something which is usually big items, a new tractor, or car fixed he doesn't shop around. Even for gas he doesn't even look at the price.
__________________
"Before I was a Mom I didn't know the feeling of having my heart outside my body." ~Anonymous
mommy&wifeisme is offline   Reply With Quote
Old 10-12-2006, 09:22 AM   #4
Default
momma_bear
Mommysavers Goddess
 
momma_bear's Avatar
 
Last Online: Today 07:29 PM
Join Date: Jul 2006
Posts: 3,072
iTrader: (0)
Well my dh and I both work and it's no better here. He doesn't understand the concept of waiting to buy something. He has even (gasp) paid for express shipping on something I consider stupid just because he didn't want to wait. I won't even post how much my dh takes out of his check each week cuz it's embarassing and he still takes the check book if he feels he needs too.

Sorry no help here
Chris
__________________
momma_bear is offline   Reply With Quote
Old 10-12-2006, 09:22 AM   #5
Default
brandk916
Mommysavers Goddess
 
Last Online: 06-25-2008 06:24 PM
Join Date: Aug 2006
Posts: 2,961
iTrader: (0)
My husband is the same way! It drives me crazy! We are also a one income family, but he doesn't want me to work, and i don't want to either. I like being home with the kids. But he's always saying we need to save money, but it seems that it doesn't apply to him. He says since he works he should be able to get what he wants. Wish I had some good advice for you, but I don't know what that would be.
brandk916 is offline   Reply With Quote
Old 10-12-2006, 09:37 AM   #6
Default
Rakshanda
Mommysavers Goddess
 
Rakshanda's Avatar
 
Join Date: Jul 2006
Location: New Jersey
Real Name: Rakshanda!!
Posts: 1,171
iTrader: (0)
My Dh spends too, but we are trying to control it, He has money in an account for this reason, he can spend it and once it is gone it is gone and to replenish ithe better work overtime!
But I keep him updated and when I tell him he will freak out and control his spending. he has a check card, but he wont buy anything big on it before checking with me. He is learning. I cant trust him to go shopping for me, he would come back with double the items that I asked him for.
__________________
We buy things we dont need,
with money we dont have,
in order to impress people
we dont like?
(Ramsey, D)
Rakshanda is offline   Reply With Quote
Old 10-12-2006, 12:26 PM   #7
Default
RileysMom117
Mommysavers Goddess
 
RileysMom117's Avatar
 
Last Online: 05-28-2008 07:47 PM
Join Date: Jul 2006
Location: North Carolina
Posts: 1,752
iTrader: (0)
Are we married to the same guy? :D Brian spends a lot on things I would never even consider. $9.00 for a smoothie at Smoothie King after he works out is pretty common. $9.00 for a smoothie?!?! He is also big on buying hardcover books at the bookstore and yet DD and I are at the library once or twice a week. A lot of it has to do with that he doesn't plan ahead. He could come home between working out and karate and I could make him a smoothie, but he doesn't think to do that. Or he could eat breakfast at home instead of going out everyday (lunch too!) Just stuff like that.
RileysMom117 is offline   Reply With Quote
Old 10-12-2006, 12:39 PM   #8
Default
melliemagpie
Newbie
 
Last Online: 10-17-2006 03:51 PM
Join Date: Oct 2006
Location: Tennessee
Posts: 8
iTrader: (0)
I wish I had an answer. I was having the same problem with my husband but then one day he just relized that we were to far in debit because of his spending and found some ways to cut back to save us money. Maybe you could give your husband a snack to take with him so he wont stop at McDonalds.

_________________

melliemagpie is offline   Reply With Quote
Old 10-12-2006, 01:04 PM   #9
Default
momma_bear
Mommysavers Goddess
 
momma_bear's Avatar
 
Last Online: Today 07:29 PM
Join Date: Jul 2006
Posts: 3,072
iTrader: (0)
Quote:
Originally Posted by RileysMom117
Are we married to the same guy? :D Brian spends a lot on things I would never even consider. $9.00 for a smoothie at Smoothie King after he works out is pretty common. $9.00 for a smoothie?!?! He is also big on buying hardcover books at the bookstore and yet DD and I are at the library once or twice a week. A lot of it has to do with that he doesn't plan ahead. He could come home between working out and karate and I could make him a smoothie, but he doesn't think to do that. Or he could eat breakfast at home instead of going out everyday (lunch too!) Just stuff like that.
My dh would spend $9 for a smootie if he wanted one too. Me, I'd say I could make our whole family smooites for less than that and pass.
__________________
momma_bear is offline   Reply With Quote
Old 10-12-2006, 01:53 PM   #10
Default
Monica
Senior Mommysavers Member
 
Last Online: 10-24-2006 09:43 AM
Join Date: Aug 2006
Posts: 125
iTrader: (0)
I have you all beat: my husband smokes (Marlboros) and drives a gigantic (deisel) truck. My littlest munchkin is on six ounces of Pedialyte a day, and a while back my husband brought home the generic brand. Um, I don't think so. Not unless you want to smoke Palmals. Jackass.

But...the decision for me to stay home is a joint one. He would never bother me with any type of BS comments about me not working.
__________________
The more people have studied different methods of bringing up children the more they have come to the conclusion that what good mothers and fathers instinctively feel like doing for their babies is best after all.
- -- Benjamin Spock
Monica is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Members
 

Sponsors

 


Advertisement

All times are GMT -5. The time now is 09:18 PM.


Powered by vBulletin® Version 3.6.7
Copyright ©2000 - 2008, Jelsoft Enterprises Ltd.
SEO by vBSEO 3.0.0