There's no time to order anything online, you're fresh out of clever ideas, and your holiday budget is already out of whack.Β Don't panic!Β Here are a few no-fail ideas you can rely upon to please a wide variety of people on your list -- without … [Read more...]
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Create a Holiday Spending Plan
For most shoppers, itβs hard to get through the holiday season without using a credit card. If you can swing it, curtail the urge to put it on plastic this year. Research shows that consumers are willing to spend more, sometimes up to twice as much, … [Read more...]
Create a Holiday Gift Expense Spreadsheet
Track Holiday Spending and Save Money A holiday gift expense spreadsheet (see example below) is a great place to start with your holiday gift-giving budget. Since you're viewing this on a computer, you most likely already have a spreadsheet … [Read more...]