What is a Spending Freeze? What is a spending freeze? To put it simply: no more unnecessary spending. You’re not allowed to spend money on anything but necessities. Use up the food you have in your cupboards. Your grocery budget is now limited to … [Read more...]
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Last-Minute Gifts $10 or Less
There's no time to order anything online, you're fresh out of clever ideas, and your holiday budget is already out of whack. Don't panic! Here are a few no-fail ideas you can rely upon to please a wide variety of people on your list -- without … [Read more...]
Organize Your Gift Giving with a Spreadsheet
The holidays are approaching... will you be ready? This year, consider creating a gift spreadsheet with every gift, occasion and recipient listed - everyone from grandmas to babysitters and coaches. Start with your holiday budget, then work … [Read more...]
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