For most shoppers, itβs hard to get through the holiday season without using a credit card. If you can swing it, curtail the urge to put it on plastic this year. Research shows that consumers are willing to spend more, sometimes up to twice as much, … [Read more...]
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Setting a Holiday Budget
How to Set a Holiday Budget In this post, I'll help you come up with a grand total for your holiday budget and work backwards to fill in estimated amounts for each of the individual items that you need to purchase according to what you can afford. … [Read more...]
Reading, Recycling, and Rainbows = Frugal Fun for Little Ones!
To help instill the love of learning in my daughter, I try to add arts and crafts to our reading and math time.Β Here is a fun little craft that I did with her after reading The Rainbow Fish.Β (I originally saw the idea in Family Fun.) It uses old or … [Read more...]
Create a Holiday Gift Expense Spreadsheet
Track Holiday Spending and Save Money A holiday gift expense spreadsheet (see example below) is a great place to start with your holiday gift-giving budget. Since you're viewing this on a computer, you most likely already have a spreadsheet … [Read more...]
Examples of Random Acts of Kindness: Pay it Forward for Pennies
Β Examples of Random Acts of Kindness: Pay it Forward for Pennies Over 25 years ago, Catherine Ryan Hyde was driving her old Datsun through a rough area of Los Angeles at night. When her car died and began to fill with smoke at a freeway off ramp, … [Read more...]
Kids Halloween Craft: No-Carve Pumpkins
If your kids are too young to get real joy out of gutting a pumpkin (or if you donβt want to do it yourself and canβt trust them with a knifeβ¦) here are some alternative ideas. Fingerpainted Pumpkins. Believe it or not, this actually worked really … [Read more...]
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