What is a Spending Freeze? What is a spending freeze? To put it simply: no more unnecessary spending. You’re not allowed to spend money on anything but necessities. Use up the food you have in your … [Read more...]
No Money for Christmas? Ways to Find Extra Cash for Gifts
Ways to Find Extra Cash for Christmas No money for Christmas gifts? Not to worry. There are some painless ways to come up with extra cash or ways to pay for gifts this time of year – sometimes it … [Read more...]
Create a Holiday Gift Expense Spreadsheet
Track Holiday Spending and Save Money A holiday gift expense spreadsheet (see example below) is a great place to start with your holiday gift-giving budget. Since you're viewing this on a computer, … [Read more...]
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